Following are some of the debts which cannot be discharged.
- Debts from a prior to filing for bankruptcy
- Debts resulting from fraud, misuse of funds, cheating, or robbery
- Debts that arise under false pretenses, including fake representation, fraud, or false financial statements
- Debts for certain taxes
- Certain debts that result from the purchase of comfort goods or cash advances
- Student loans
- Orders of restitution and debts resulting from willful and malicious injury
- Criminal fines and restitution
- Obligations not listed on the debtor’s bankruptcy schedules
- Debts for spousal maintenance, alimony, and child support
- Debts related to drunk driving convictions
- Debts owed to certain tax-advantage retirement plans
- Debts for certain condominium or cooperative housing fees
Following are the debts which can be discharged filing for bankruptcy.
- Amount taken for lease
- Medical bills
- Auto accident claims
- Business debts
- Income taxes that aren’t priority taxes
- Judgments and guaranties
- Negligence claims
- Personal loans and credit card debts
- Tax penalties over three years old
